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Verified Branch

Indian Overseas Bank

VEPPADAI Branch, NAMAKKAL

IFSC Code
IOBA0003599
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
003599 Branch Code (6-11)

Complete Branch Details

Full Address 461/1,SALEM-ERODE MAIN ROAD,VEPPADI,NAMAKKAL DT,638 008
State TAMIL NADU
District / City TIRUCHENGODU
Centre / Region TIRUCHENGODU
Contact / Helpline +914272441911
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0003599.
  4. Confirm bank name displays as Indian Overseas Bank and branch as VEPPADAI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0003599)

What is the IFSC code of Indian Overseas Bank VEPPADAI branch? ↓

The verified 11-digit IFSC code is IOBA0003599. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank VEPPADAI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 461/1,SALEM-ERODE MAIN ROAD,VEPPADI,NAMAKKAL DT,638 008, located in TIRUCHENGODU district, TAMIL NADU.

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 IOBA0000652

NAMAKKAL Branch

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 IOBA0000775

LADDIVADI Branch

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 IOBA0000796

PADAIVEEDU Branch

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 IOBA0000938

THIRUMALAIPATTI Branch

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 IOBA0001350

KOMARAPALAYAM Branch

NAMAKKAL, TAMIL NADU

 IOBA0001827

VIKVEKANANDA COLLEGE CAMPUS Branch

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 IOBA0002406

THUMMANKURICHI Branch

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