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Verified Branch

Indian Overseas Bank

UTTAR BAGDOGRA Branch, DARJILING

IFSC Code
IOBA0003457
Required for NEFT, RTGS, IMPS money transfers
MICR Code
734020501
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
003457 Branch Code (6-11)

Complete Branch Details

Full Address UTTAR BAGDOGRA BRANCH PANIGHATA MORE P.O. BAGDOGRA DIST. DARJEELING PIN- 734014
State WEST BENGAL
District / City BAGDOGRA
Centre / Region BAGDOGRA
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0003457.
  4. Confirm bank name displays as Indian Overseas Bank and branch as UTTAR BAGDOGRA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0003457)

What is the IFSC code of Indian Overseas Bank UTTAR BAGDOGRA branch? ↓

The verified 11-digit IFSC code is IOBA0003457. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank UTTAR BAGDOGRA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 734020501. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is UTTAR BAGDOGRA BRANCH PANIGHATA MORE P.O. BAGDOGRA DIST. DARJEELING PIN- 734014, located in BAGDOGRA district, WEST BENGAL.

Other Indian Overseas Bank Branches in BAGDOGRA

IOBA0003429

DALKHOLA Branch

UTTAR DINAJPUR, WEST BENGAL

 IOBA0001509

SEVOKE RAOD BRANCH Branch

DARJILING, WEST BENGAL

 IOBA0002975

SILIGURI Branch

DARJILING, WEST BENGAL

 IOBA0003064

KALIMPONG Branch

DARJILING, WEST BENGAL

 IOBA0003065

KAWAKHALI Branch

DARJILING, WEST BENGAL

 IOBA0003251

STATION FEEDER ROAD Branch

DARJILING, WEST BENGAL

 IOBA0003295

DARJEELING Branch

DARJILING, WEST BENGAL

 IOBA0000458

SILIGURI Branch

DARJILING, WEST BENGAL

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