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Verified Branch

Indian Overseas Bank

RAGHUNATHPUR Branch, GANJAM

IFSC Code
IOBA0003449
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
003449 Branch Code (6-11)

Complete Branch Details

Full Address NH5, NEAR SANKATA TARINI RICE MILL, RAGHUNATHPUR 760007
State ODISHA
District / City BRAHMAPUR
Centre / Region BRAHMAPUR
Contact / Helpline +916802290405
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0003449.
  4. Confirm bank name displays as Indian Overseas Bank and branch as RAGHUNATHPUR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0003449)

What is the IFSC code of Indian Overseas Bank RAGHUNATHPUR branch? ↓

The verified 11-digit IFSC code is IOBA0003449. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank RAGHUNATHPUR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is NH5, NEAR SANKATA TARINI RICE MILL, RAGHUNATHPUR 760007, located in BRAHMAPUR district, ODISHA.

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IOBA0002285

PUZHAL RED HILLS Branch

THIRUVALLUR, TAMIL NADU

 IOBA0002995

PANNANDUR Branch

SALEM, TAMIL NADU

 IOBA0003963

BARAN Branch

BARAN, RAJASTHAN

 IOBA0003595

ASKA ROAD BERHAMPUR Branch

GANJAM, ODISHA

 IOBA0000517

BHISMAGIRI Branch

GANJAM, ODISHA

 IOBA0000626

KUKUDAKHANDI Branch

GANJAM, ODISHA

 IOBA0000636

BEGUNIAPADA Branch

GANJAM, ODISHA

 IOBA0000702

NARENDRAPUR Branch

GANJAM, ODISHA

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