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Verified Branch

Indian Overseas Bank

BOW BAZAAR Branch, JALPAIGURI

IFSC Code
IOBA0003242
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
003242 Branch Code (6-11)

Complete Branch Details

Full Address HOUSE NO.23 BY 1 BY 493 PANDAPARA MAIN ROAD ASHOK NAGAR NEAR BOW BAZAAR 735101
State WEST BENGAL
District / City JALPAIGURI
Centre / Region JALPAIGURI
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0003242.
  4. Confirm bank name displays as Indian Overseas Bank and branch as BOW BAZAAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0003242)

What is the IFSC code of Indian Overseas Bank BOW BAZAAR branch? ↓

The verified 11-digit IFSC code is IOBA0003242. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank BOW BAZAAR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is HOUSE NO.23 BY 1 BY 493 PANDAPARA MAIN ROAD ASHOK NAGAR NEAR BOW BAZAAR 735101, located in JALPAIGURI district, WEST BENGAL.

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COLLEGE PARA Branch

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DHUPGURI Branch

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BANARHAT Branch

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 IOBA0003066

ALIPURDUAR Branch

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HAIDERPARA Branch

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DABGRAM Branch

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