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Verified Branch

Indian Overseas Bank

NAINOD Branch, INDORE

IFSC Code
IOBA0003131
Required for NEFT, RTGS, IMPS money transfers
MICR Code
452020009
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
003131 Branch Code (6-11)

Complete Branch Details

Full Address 139 GANDHINAGAR,VILLAGE NAINOD,P O GANDHINAGAR,DIST INDORE MP PIN 453112
State MADHYA PRADESH
District / City INDORE
Centre / Region INDORE
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0003131.
  4. Confirm bank name displays as Indian Overseas Bank and branch as NAINOD.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0003131)

What is the IFSC code of Indian Overseas Bank NAINOD branch? ↓

The verified 11-digit IFSC code is IOBA0003131. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank NAINOD? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 452020009. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 139 GANDHINAGAR,VILLAGE NAINOD,P O GANDHINAGAR,DIST INDORE MP PIN 453112, located in INDORE district, MADHYA PRADESH.

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