Indian Overseas Bank
SACB KARHI Branch, BILASPUR
11-Character IFSC Anatomy Breakdown
Complete Branch Details
Electronic Transfer Capabilities & Limits
Available 24x7
Half-hourly batch clearance
Min. ₹2 Lakh
Real-time gross settlement
Instant Transfer
Up to ₹5 Lakh limit
1-Tap VPA
GPay, PhonePe, Paytm
How to Transfer Money to this Branch
- Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
- Navigate to Fund Transfer → Add Beneficiary / Payee.
- Enter the recipient's Account Number and paste IFSC code IOBA0003122.
- Confirm bank name displays as Indian Overseas Bank and branch as SACB KARHI.
- Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.
Frequently Asked Questions (IOBA0003122)
What is the IFSC code of Indian Overseas Bank SACB KARHI branch? ↓
The verified 11-digit IFSC code is IOBA0003122. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.
Can I transfer money on Sundays and bank holidays using this IFSC code? ↓
Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.
What is the MICR code of Indian Overseas Bank SACB KARHI? ↓
The 9-digit Magnetic Ink Character Recognition (MICR) code is 495020503. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.
Where is the branch located? ↓
The official branch address is LIG6,KARHI COLONY,NEAR COLLECTORATE,POMUNGELI,MUNGELI DIST,CHHATTISGARH 495334, located in MUNGELI district, CHHATTISGARH.
Other Indian Overseas Bank Branches in MUNGELI
SAMATA COLONY RAIPUR Branch
RAIPUR, CHHATTISGARH
IOBA0003935DANTEWADA Branch
DANTEWADA, CHHATTISGARH
IOBA0003936SUKMA Branch
SUKMA, CHHATTISGARH
IOBA0003227HIRRI Branch
BILASPUR, CHHATTISGARH
IOBA0001584BILASPUR Branch
BILASPUR, CHHATTISGARH
IOBA0002215KORBA Branch
BILASPUR, CHHATTISGARH
IOBA0003238BILASPUR GAURAV PATH Branch
BILASPUR, CHHATTISGARH