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Verified Branch

Indian Overseas Bank

BHIKHIPUR Branch, SULTANPUR

IFSC Code
IOBA0003079
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
003079 Branch Code (6-11)

Complete Branch Details

Full Address 16 KHA,SHAMA TOWER,VILLAGE BHIKHIPUR,PO MIRZA MURAD,BHIKHIPUR,DISTS VARNASI,UTTAR PRADESH 221307
State UTTAR PRADESH
District / City MUSAFIRKHANA
Centre / Region MUSAFIRKHANA
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0003079.
  4. Confirm bank name displays as Indian Overseas Bank and branch as BHIKHIPUR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0003079)

What is the IFSC code of Indian Overseas Bank BHIKHIPUR branch? ↓

The verified 11-digit IFSC code is IOBA0003079. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank BHIKHIPUR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 16 KHA,SHAMA TOWER,VILLAGE BHIKHIPUR,PO MIRZA MURAD,BHIKHIPUR,DISTS VARNASI,UTTAR PRADESH 221307, located in MUSAFIRKHANA district, UTTAR PRADESH.

Other Indian Overseas Bank Branches in MUSAFIRKHANA

IOBA0003244

MIRZAPUR Branch

BULANDSHAHR, UTTAR PRADESH

 IOBA0003083

BANDUKHERI Branch

SAHARANPUR, UTTAR PRADESH

 IOBA0003084

JAGATPURA SULTANPUR Branch

BULANDSHAHR, UTTAR PRADESH

 IOBA0003085

NIMKHERA Branch

BULANDSHAHR, UTTAR PRADESH

 IOBA0003447

SAKALDIHA Branch

CHANDAULI, UTTAR PRADESH

 IOBA0003492

DHANAULI Branch

AGRA, UTTAR PRADESH

 IOBA0003569

BANTIKHERA Branch

MUZAFFARNAGAR, UTTAR PRADESH

 IOBA0003905

BICCHOULI Branch

SAMBHAL, UTTAR PRADESH

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