Indian Overseas Bank
CHANDIAL Branch, AHMADABAD
11-Character IFSC Anatomy Breakdown
Complete Branch Details
Electronic Transfer Capabilities & Limits
Available 24x7
Half-hourly batch clearance
Min. ₹2 Lakh
Real-time gross settlement
Instant Transfer
Up to ₹5 Lakh limit
1-Tap VPA
GPay, PhonePe, Paytm
How to Transfer Money to this Branch
- Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
- Navigate to Fund Transfer → Add Beneficiary / Payee.
- Enter the recipient's Account Number and paste IFSC code IOBA0003063.
- Confirm bank name displays as Indian Overseas Bank and branch as CHANDIAL.
- Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.
Frequently Asked Questions (IOBA0003063)
What is the IFSC code of Indian Overseas Bank CHANDIAL branch? ↓
The verified 11-digit IFSC code is IOBA0003063. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.
Can I transfer money on Sundays and bank holidays using this IFSC code? ↓
Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.
What is the MICR code of Indian Overseas Bank CHANDIAL? ↓
The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.
Where is the branch located? ↓
The official branch address is NEAR AMBA HOTEL,CHANDIAL CROSS ROAD,KATHLAL ROAD,CHANDIAL TALUK,DASKROI DIST 383433, located in KUHA district, GUJARAT.
Other Indian Overseas Bank Branches in KUHA
KUHA Branch
AHMADABAD, GUJARAT
IOBA0000844JAMBAI Branch
ERODE, TAMIL NADU
IOBA0001170THUNGAPURAM Branch
PERAMBALUR, TAMIL NADU
IOBA0001221MARAMBADI Branch
DINDIGUL, TAMIL NADU
IOBA0001499ZIRAKPUR Branch
PATIALA, PUNJAB
IOBA0002829VAYALAPADI Branch
PERAMBALUR, TAMIL NADU
IOBA0003308POLAMBAKKAM Branch
KANCHEEPURAM, TAMIL NADU
IOBA0003438PERAMBAKKAM Branch
THIRUVALLUR, TAMIL NADU