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Verified Branch

INDIAN OVERSEAS BANK

GERUGAMBAKKAM Branch, SRIPERUMBUDUR

IFSC Code
IOBA0003048
Required for NEFT, RTGS, IMPS money transfers
MICR Code
600020220
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
003048 Branch Code (6-11)

Complete Branch Details

Full Address 1 BY 183,SANKARLINGA NAGAR,GERUGAMBAKKAM CHENNAI 600122
State TAMIL NADU
District / City KANCHEEPURAM
Centre / Region SRIPERUMBUDUR
Contact / Helpline 44-28584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0003048.
  4. Confirm bank name displays as INDIAN OVERSEAS BANK and branch as GERUGAMBAKKAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0003048)

What is the IFSC code of INDIAN OVERSEAS BANK GERUGAMBAKKAM branch? ↓

The verified 11-digit IFSC code is IOBA0003048. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of INDIAN OVERSEAS BANK GERUGAMBAKKAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 600020220. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 1 BY 183,SANKARLINGA NAGAR,GERUGAMBAKKAM CHENNAI 600122, located in KANCHEEPURAM district, TAMIL NADU.

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IYYAPPANTHANGAL Branch

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 IOBA0001782

SRIPERUMBUDUR Branch

SRIPERUMBUDUR, TAMIL NADU

 IOBA0002667

SUNGUVARCHATRAM Branch

SRIPERUMBUDUR, TAMIL NADU

 IOBA0002748

MUGALIVAKKAM Branch

SRIPERUMBUDUR, TAMIL NADU

 IOBA0002853

MANAPAKKAM Branch

SRIPERUMBUDUR, TAMIL NADU

 IOBA0001656

KUMARAN KUNDRAM Branch

CHENNAI, TAMIL NADU

 IOBA0001941

KOILAMBAKKAM Branch

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 IOBA0001956

SHOLINGANALLUR Branch

SHOLINGANALLUR, TAMIL NADU

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