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Verified Branch

Indian Overseas Bank

CHITRADURGA Branch, CHITRADURGA

IFSC Code
IOBA0003018
Required for NEFT, RTGS, IMPS money transfers
MICR Code
577020502
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
003018 Branch Code (6-11)

Complete Branch Details

Full Address JANATA BAZAR ROAD OPP TO NEELAKANTEESWARA TEMPLE CHITRADURGA 577501
State KARNATAKA
District / City CHITRADURGA
Centre / Region CHITRADURGA
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0003018.
  4. Confirm bank name displays as Indian Overseas Bank and branch as CHITRADURGA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0003018)

What is the IFSC code of Indian Overseas Bank CHITRADURGA branch? ↓

The verified 11-digit IFSC code is IOBA0003018. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank CHITRADURGA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 577020502. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is JANATA BAZAR ROAD OPP TO NEELAKANTEESWARA TEMPLE CHITRADURGA 577501, located in CHITRADURGA district, KARNATAKA.

Other Indian Overseas Bank Branches in CHITRADURGA

IOBA0003718

JOSHIMATH Branch

CHAMOLI, UTTARAKHAND

 IOBA0000311

KONDLAHALLI Branch

CHITRADURGA, KARNATAKA

 IOBA0000329

RAMPURA Branch

CHITRADURGA, KARNATAKA

 IOBA0000974

THANDAGA Branch

CHITRADURGA, KARNATAKA

 IOBA0002325

UTAI Branch

DURG, CHHATTISGARH

 IOBA0002326

DHANORA Branch

DURG, CHHATTISGARH

 IOBA0002534

BALOD Branch

DURG, CHHATTISGARH

 IOBA0002877

DURG Branch

DURG, CHHATTISGARH

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