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INDIAN OVERSEAS BANK

CHIKKABALLAPURA Branch, CHIKBALLAPUR

IFSC Code
IOBA0002974
Required for NEFT, RTGS, IMPS money transfers
MICR Code
562020002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002974 Branch Code (6-11)

Complete Branch Details

Full Address 1434,SWYNO 271 BY 1,SHIDLAGHATTA BAGILU,OPP BANAPPA CHOULTRY,B B ROAD,CHIKKABALLAPURA 562101
State KARNATAKA
District / City KOLAR
Centre / Region CHIKBALLAPUR
Contact / Helpline 44-28584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002974.
  4. Confirm bank name displays as INDIAN OVERSEAS BANK and branch as CHIKKABALLAPURA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002974)

What is the IFSC code of INDIAN OVERSEAS BANK CHIKKABALLAPURA branch? ↓

The verified 11-digit IFSC code is IOBA0002974. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of INDIAN OVERSEAS BANK CHIKKABALLAPURA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 562020002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 1434,SWYNO 271 BY 1,SHIDLAGHATTA BAGILU,OPP BANAPPA CHOULTRY,B B ROAD,CHIKKABALLAPURA 562101, located in KOLAR district, KARNATAKA.

Other INDIAN OVERSEAS BANK Branches in KOLAR

IOBA0003432

GAURIBIDANUR Branch

CHIKBALLAPUR, KARNATAKA

 IOBA0002588

MALUR Branch

MALUR, KARNATAKA

 IOBA0002939

CHIKKATHIRUPATHI Branch

CHIKKATHIRUPATI, KARNATAKA

 IOBA0003477

KRISHNAPURA Branch

NARSAPUR, KARNATAKA

 IOBA0003583

BAGEPALLI Branch

BAGEPALLI, KARNATAKA

 IOBA0003604

MUL BAGAL Branch

MULBAGAL, KARNATAKA

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