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Verified Branch

INDIAN OVERSEAS BANK

RAMAVARAPADU Branch, VIJAYAWADA

IFSC Code
IOBA0002942
Required for NEFT, RTGS, IMPS money transfers
MICR Code
520020011
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002942 Branch Code (6-11)

Complete Branch Details

Full Address 5 152 BY 1,SUBHAM KALYANA MANDAPAM,RAMAVARAPADU,VIJAYAWADA,KRISHNA DIST,PIN 521108
State ANDHRA PRADESH
District / City KRISHNA
Centre / Region VIJAYAWADA
Contact / Helpline 44-28584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002942.
  4. Confirm bank name displays as INDIAN OVERSEAS BANK and branch as RAMAVARAPADU.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002942)

What is the IFSC code of INDIAN OVERSEAS BANK RAMAVARAPADU branch? ↓

The verified 11-digit IFSC code is IOBA0002942. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of INDIAN OVERSEAS BANK RAMAVARAPADU? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 520020011. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 5 152 BY 1,SUBHAM KALYANA MANDAPAM,RAMAVARAPADU,VIJAYAWADA,KRISHNA DIST,PIN 521108, located in KRISHNA district, ANDHRA PRADESH.

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IOBA0000521

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TIRUCHIRAPPALLI, TAMIL NADU

 IOBA0001703

VIJAYAWADA KRISHNA NAGAR Branch

VIJAYAWADA, ANDHRA PRADESH

 IOBA0002763

PALAVOOR AVARAIKULA Branch

RADHAPURAM, TAMIL NADU

 IOBA0002868

KODUMUDI Branch

ERODE, TAMIL NADU

 IOBA0003184

VIJAYAWADA BHAVANIPURAM Branch

VIJAYAWADA, ANDHRA PRADESH

 IOBA0003416

THINDAL Branch

PERUNDURAI, TAMIL NADU

 IOBA0003798

MANGALAGIRI Branch

MANGALAGIRI, ANDHRA PRADESH

 IOBA0000026

GOVERNORPET Branch

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