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Verified Branch

Indian Overseas Bank

LALPETTAI Branch, CUDDALORE

IFSC Code
IOBA0002806
Required for NEFT, RTGS, IMPS money transfers
MICR Code
605020034
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002806 Branch Code (6-11)

Complete Branch Details

Full Address 12BY32,KAMALIYA VEETHI,LALPETTAI,KATTUMANNARKOIL TK,CUDDALORE DT 608303
State TAMIL NADU
District / City LALPET
Centre / Region LALPET
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002806.
  4. Confirm bank name displays as Indian Overseas Bank and branch as LALPETTAI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002806)

What is the IFSC code of Indian Overseas Bank LALPETTAI branch? ↓

The verified 11-digit IFSC code is IOBA0002806. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank LALPETTAI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 605020034. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 12BY32,KAMALIYA VEETHI,LALPETTAI,KATTUMANNARKOIL TK,CUDDALORE DT 608303, located in LALPET district, TAMIL NADU.

Other Indian Overseas Bank Branches in LALPET

IOBA0000021

CUDDALORE Branch

CUDDALORE, TAMIL NADU

 IOBA0000281

VADALUR Branch

CUDDALORE, TAMIL NADU

 IOBA0001107

THOOKKANAMPAKKAM Branch

CUDDALORE, TAMIL NADU

 IOBA0001355

MANJAKUPPAM Branch

CUDDALORE, TAMIL NADU

 IOBA0001778

COLLECTOR OFFICE ROAD Branch

CUDDALORE, TAMIL NADU

 IOBA0001824

KUMARAPURAM Branch

ALAPUZHA, TAMIL NADU

 IOBA0002737

SETHIATHOPE Branch

CUDDALORE, TAMIL NADU

 IOBA0002765

NELLIKUPPAM Branch

CUDDALORE, TAMIL NADU

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