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Verified Branch

Indian Overseas Bank

VIJAYAPURI Branch, ERODE

IFSC Code
IOBA0002789
Required for NEFT, RTGS, IMPS money transfers
MICR Code
638020043
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002789 Branch Code (6-11)

Complete Branch Details

Full Address 486BY487,SRI KUMAR COMPLEX,UTHUKULI ROAD,VIJAYAMANGALAM,ERODE 638056
State TAMIL NADU
District / City ERODE
Centre / Region ERODE
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002789.
  4. Confirm bank name displays as Indian Overseas Bank and branch as VIJAYAPURI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002789)

What is the IFSC code of Indian Overseas Bank VIJAYAPURI branch? ↓

The verified 11-digit IFSC code is IOBA0002789. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank VIJAYAPURI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 638020043. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 486BY487,SRI KUMAR COMPLEX,UTHUKULI ROAD,VIJAYAMANGALAM,ERODE 638056, located in ERODE district, TAMIL NADU.

Other Indian Overseas Bank Branches in ERODE

IOBA0002550

KANYA KUMARI Branch

KANYAKUMARI, TAMIL NADU

 IOBA0002869

KUZHITHURAI Branch

KANYAKUMARI, TAMIL NADU

 IOBA0003416

THINDAL Branch

ERODE, TAMIL NADU

 IOBA0000025

ERODE Branch

ERODE, TAMIL NADU

 IOBA0000137

PUNJAIPULIAMPATTI Branch

ERODE, TAMIL NADU

 IOBA0000198

KAVINDAPADI Branch

ERODE, TAMIL NADU

 IOBA0000834

PERIYARNAGAR Branch

ERODE, TAMIL NADU

 IOBA0001015

SURAMPATTY Branch

ERODE, TAMIL NADU

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