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Verified Branch

Indian Overseas Bank

MAHARAJAPURAM Branch, VILLUPURAM

IFSC Code
IOBA0002688
Required for NEFT, RTGS, IMPS money transfers
MICR Code
605020031
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002688 Branch Code (6-11)

Complete Branch Details

Full Address 25 1ST CROSS STREET,PERUMALSAMY NAGAR,MAHARAJAPURAM 60562 VILLUPURAM
State TAMIL NADU
District / City VILLUPURAM
Centre / Region VILLUPURAM
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002688.
  4. Confirm bank name displays as Indian Overseas Bank and branch as MAHARAJAPURAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002688)

What is the IFSC code of Indian Overseas Bank MAHARAJAPURAM branch? ↓

The verified 11-digit IFSC code is IOBA0002688. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank MAHARAJAPURAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 605020031. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 25 1ST CROSS STREET,PERUMALSAMY NAGAR,MAHARAJAPURAM 60562 VILLUPURAM, located in VILLUPURAM district, TAMIL NADU.

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 IOBA0001089

VILANDAI Branch

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 IOBA0001278

VILLUPURAM Branch

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 IOBA0002693

KANDAMANGALAM Branch

VILLUPURAM, DADRA AND NAGAR HAVELI AND DAMAN AND DIU

 IOBA0002736

GINGEE Branch

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 IOBA0002791

KACHIRAPALAYAM Branch

VILLUPURAM, TAMIL NADU

 IOBA0002918

KOONIMEDU Branch

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 IOBA0003105

PATTANUR Branch

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