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Verified Branch

Indian Overseas Bank

SASTHAMANGALAM Branch, THIRUVANANTHAPURAM

IFSC Code
IOBA0002684
Required for NEFT, RTGS, IMPS money transfers
MICR Code
695020019
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002684 Branch Code (6-11)

Complete Branch Details

Full Address TC 9 1020 7 GROUND FLOOR,MARK TOWER,SASTHAMANGALAM,THIRUVANANTHAPURAM 695010
State KERALA
District / City THIRUVANANTHAP
Centre / Region THIRUVANANTHAP
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002684.
  4. Confirm bank name displays as Indian Overseas Bank and branch as SASTHAMANGALAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002684)

What is the IFSC code of Indian Overseas Bank SASTHAMANGALAM branch?

The verified 11-digit IFSC code is IOBA0002684. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank SASTHAMANGALAM?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 695020019. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is TC 9 1020 7 GROUND FLOOR,MARK TOWER,SASTHAMANGALAM,THIRUVANANTHAPURAM 695010, located in THIRUVANANTHAP district, KERALA.