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Verified Branch

Indian Overseas Bank

PARAMATHIVELUR Branch, NAMAKKAL

IFSC Code
IOBA0002647
Required for NEFT, RTGS, IMPS money transfers
MICR Code
636020036
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002647 Branch Code (6-11)

Complete Branch Details

Full Address 387BY2A I FLOOR ANDAVAR COMPLEX SULTANPET MOHANUR ROAD PARAMTHY VELUR NAMAKKAL 638182
State TAMIL NADU
District / City PARAMATHI
Centre / Region PARAMATHI
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002647.
  4. Confirm bank name displays as Indian Overseas Bank and branch as PARAMATHIVELUR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002647)

What is the IFSC code of Indian Overseas Bank PARAMATHIVELUR branch? ↓

The verified 11-digit IFSC code is IOBA0002647. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank PARAMATHIVELUR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 636020036. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 387BY2A I FLOOR ANDAVAR COMPLEX SULTANPET MOHANUR ROAD PARAMTHY VELUR NAMAKKAL 638182, located in PARAMATHI district, TAMIL NADU.

Other Indian Overseas Bank Branches in PARAMATHI

IOBA0002406

THUMMANKURICHI Branch

NAMAKKAL, TAMIL NADU

 IOBA0003501

NAMAKKAL TOWN Branch

NAMAKKAL, TAMIL NADU

 IOBA0000652

NAMAKKAL Branch

NAMAKKAL, TAMIL NADU

 IOBA0000755

PERIAMANALI Branch

NAMAKKAL, TAMIL NADU

 IOBA0000775

LADDIVADI Branch

NAMAKKAL, TAMIL NADU

 IOBA0000938

THIRUMALAIPATTI Branch

NAMAKKAL, TAMIL NADU

 IOBA0000956

CHITHALANTHUR Branch

NAMAKKAL, TAMIL NADU

 IOBA0001827

VIKVEKANANDA COLLEGE CAMPUS Branch

NAMAKKAL, TAMIL NADU

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