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Verified Branch

Indian Overseas Bank

MUZAFFARPUR BHAGWANPUR Branch, MUZAFFARPUR

IFSC Code
IOBA0002615
Required for NEFT, RTGS, IMPS money transfers
MICR Code
840020003
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002615 Branch Code (6-11)

Complete Branch Details

Full Address I FLOOR GOPAL MARKET COMPLEX BHAWANPUR CHATTI REWA ROAD 842001
State BIHAR
District / City MUZAFFARPUR
Centre / Region MUZAFFARPUR
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002615.
  4. Confirm bank name displays as Indian Overseas Bank and branch as MUZAFFARPUR BHAGWANPUR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002615)

What is the IFSC code of Indian Overseas Bank MUZAFFARPUR BHAGWANPUR branch? ↓

The verified 11-digit IFSC code is IOBA0002615. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank MUZAFFARPUR BHAGWANPUR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 840020003. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is I FLOOR GOPAL MARKET COMPLEX BHAWANPUR CHATTI REWA ROAD 842001, located in MUZAFFARPUR district, BIHAR.

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