IFSC Drill PRO
Bank Branch & IFSC Finder
Indian Overseas Bank Logo
Verified Branch

Indian Overseas Bank

OTTAPALAM Branch, PALAKKAD

IFSC Code
IOBA0002563
Required for NEFT, RTGS, IMPS money transfers
MICR Code
679020002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002563 Branch Code (6-11)

Complete Branch Details

Full Address 23BY364 10 15 I FLOOR ROYAL PLAZA OTTAPALAM PALAKAD
State KERALA
District / City OTTAPALAM
Centre / Region OTTAPALAM
Contact / Helpline 2244203
Share WhatsApp View on Map

Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002563.
  4. Confirm bank name displays as Indian Overseas Bank and branch as OTTAPALAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002563)

What is the IFSC code of Indian Overseas Bank OTTAPALAM branch? ↓

The verified 11-digit IFSC code is IOBA0002563. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank OTTAPALAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 679020002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 23BY364 10 15 I FLOOR ROYAL PLAZA OTTAPALAM PALAKAD, located in OTTAPALAM district, KERALA.

Other Indian Overseas Bank Branches in OTTAPALAM

IOBA0003060

DAVORLIM DIKARPALE Branch

SOUTH GOA, GOA

 IOBA0000068

PALAKKAD Branch

PALAKKAD, KERALA

 IOBA0000357

KANJIKODE Branch

PALAKKAD, KERALA

 IOBA0001902

MANNARKKAD Branch

PALAKKAD, KERALA

 IOBA0002489

SHORANUR Branch

PALAKKAD, KERALA

 IOBA0003191

KOLLENGODE Branch

PALAKKAD, KERALA

 IOBA0003637

THENKARA Branch

PALAKKAD, KERALA

 IOBA0003663

YAKKARA EAST Branch

PALAKKAD, KERALA

Explore Nearby Banking Directories

All Indian Overseas Bank Branches Indian Overseas Bank in KERALA Indian Overseas Bank in OTTAPALAM All Banks in PALAKKAD