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Verified Branch

Indian Overseas Bank

PADUR Branch, KANCHEEPURAM

IFSC Code
IOBA0002554
Required for NEFT, RTGS, IMPS money transfers
MICR Code
600020191
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002554 Branch Code (6-11)

Complete Branch Details

Full Address HINDUSTHAN UNIVERSITY CAMPUS,POST BOX NO 1,RAJIV GANDHI SALAI,T N 603103
State TAMIL NADU
District / City KELAMBAKKAM
Centre / Region KELAMBAKKAM
Contact / Helpline 27474090
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002554.
  4. Confirm bank name displays as Indian Overseas Bank and branch as PADUR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002554)

What is the IFSC code of Indian Overseas Bank PADUR branch? ↓

The verified 11-digit IFSC code is IOBA0002554. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank PADUR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 600020191. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is HINDUSTHAN UNIVERSITY CAMPUS,POST BOX NO 1,RAJIV GANDHI SALAI,T N 603103, located in KELAMBAKKAM district, TAMIL NADU.

Other Indian Overseas Bank Branches in KELAMBAKKAM

IOBA0001740

SIRUSERI Branch

KANCHEEPURAM, TAMIL NADU

 IOBA0001860

KEELAMBAKKAM Branch

CHENNAI, TAMIL NADU

 IOBA0000262

THIRUMALARAIYAPATTINAM Branch

KARAIKAL, PUDUCHERRY

 IOBA0001361

KUMBAKONAM GANDHIADIGAL SALAI Branch

THANJAVUR, TAMIL NADU

 IOBA0001552

PERIYAR CENTENARY CAMPUS Branch

TIRUCHIORAPPALLI, TAMIL NADU

 IOBA0001679

DR M G R MEDICAL UNIVERSITY Branch

CHENNAI, TAMIL NADU

 IOBA0001879

GACHIBOWLI Branch

HYDERABAD, TELANGANA

 IOBA0001961

PERIYAR MANIAMMAI UNIVERSITY Branch

THANJAVUR, TAMIL NADU

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