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Verified Branch

Indian Overseas Bank

PAMPADY Branch, KOTTAYAM

IFSC Code
IOBA0002473
Required for NEFT, RTGS, IMPS money transfers
MICR Code
686020502
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002473 Branch Code (6-11)

Complete Branch Details

Full Address VI BY 69 A 1,I FLOOR,CHENNATTUMATTOM BLDG,OPP BUS STAND,PAMPADY,686 502,KERALA
State KERALA
District / City PAMPADY
Centre / Region PAMPADY
Contact / Helpline 2509091
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002473.
  4. Confirm bank name displays as Indian Overseas Bank and branch as PAMPADY.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002473)

What is the IFSC code of Indian Overseas Bank PAMPADY branch? ↓

The verified 11-digit IFSC code is IOBA0002473. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank PAMPADY? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 686020502. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VI BY 69 A 1,I FLOOR,CHENNATTUMATTOM BLDG,OPP BUS STAND,PAMPADY,686 502,KERALA, located in PAMPADY district, KERALA.

Other Indian Overseas Bank Branches in PAMPADY

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MALAPARAMBA Branch

KOZHIKODE, KERALA

 IOBA0003892

CHALAKUDY Branch

THRISSUR, KERALA

 IOBA0002271

PARATHODE Branch

KOTTAYAM, KERALA

 IOBA0003509

ETTUMANOOR Branch

KOTTAYAM, KERALA

 IOBA0000040

KOTTAYAM Branch

KOTTAYAM, KERALA

 IOBA0000363

KALLARA Branch

KOTTAYAM, KERALA

 IOBA0000648

CHENGANACHERRY Branch

KOTTAYAM, KERALA

 IOBA0001261

KANJIRAPALLI Branch

KOTTAYAM, KERALA

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