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Verified Branch

Indian Overseas Bank

SHIKSHA BHAWAN PATNA Branch, PATNA

IFSC Code
IOBA0002450
Required for NEFT, RTGS, IMPS money transfers
MICR Code
800020007
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002450 Branch Code (6-11)

Complete Branch Details

Full Address SHIKSHA DHAWAN BIHAR RAJBHASHA PARISHAD CAMPUS ACHARYA SHIV PUJAN SAHAY PATH SAIDPUR,PATNA 800004
State BIHAR
District / City PATNA
Centre / Region PATNA
Contact / Helpline 6567308
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002450.
  4. Confirm bank name displays as Indian Overseas Bank and branch as SHIKSHA BHAWAN PATNA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002450)

What is the IFSC code of Indian Overseas Bank SHIKSHA BHAWAN PATNA branch? ↓

The verified 11-digit IFSC code is IOBA0002450. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank SHIKSHA BHAWAN PATNA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 800020007. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is SHIKSHA DHAWAN BIHAR RAJBHASHA PARISHAD CAMPUS ACHARYA SHIV PUJAN SAHAY PATH SAIDPUR,PATNA 800004, located in PATNA district, BIHAR.

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