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Verified Branch

Indian Overseas Bank

ARRAH Branch, BHOJPUR

IFSC Code
IOBA0002382
Required for NEFT, RTGS, IMPS money transfers
MICR Code
802020102
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002382 Branch Code (6-11)

Complete Branch Details

Full Address MAHARANA PRATAP NAGAR,NEW POLICE LINE ROAD,ARRAH
State BIHAR
District / City ARRAH
Centre / Region ARRAH
Contact / Helpline 2232012
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002382.
  4. Confirm bank name displays as Indian Overseas Bank and branch as ARRAH.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002382)

What is the IFSC code of Indian Overseas Bank ARRAH branch? ↓

The verified 11-digit IFSC code is IOBA0002382. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank ARRAH? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 802020102. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is MAHARANA PRATAP NAGAR,NEW POLICE LINE ROAD,ARRAH, located in ARRAH district, BIHAR.

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