IFSC Drill PRO
Bank Branch & IFSC Finder
Indian Overseas Bank Logo
Verified Branch

Indian Overseas Bank

CHAPRA Branch, SARAN

IFSC Code
IOBA0002378
Required for NEFT, RTGS, IMPS money transfers
MICR Code
841020002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002378 Branch Code (6-11)

Complete Branch Details

Full Address MOUNA GOLA ROAD,NEAR HANUMAN MANDIR,STATION ROAD,CHAPRA,BIHAR,841301
State BIHAR
District / City CHAPRA
Centre / Region CHAPRA
Contact / Helpline +916182300031
Share WhatsApp View on Map

Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002378.
  4. Confirm bank name displays as Indian Overseas Bank and branch as CHAPRA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002378)

What is the IFSC code of Indian Overseas Bank CHAPRA branch? ↓

The verified 11-digit IFSC code is IOBA0002378. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank CHAPRA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 841020002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is MOUNA GOLA ROAD,NEAR HANUMAN MANDIR,STATION ROAD,CHAPRA,BIHAR,841301, located in CHAPRA district, BIHAR.

Other Indian Overseas Bank Branches in CHAPRA

IOBA0002227

SIWAN Branch

SIWAN, BIHAR

 IOBA0002322

MORAN Branch

DIBRUGARH, ASSAM

 IOBA0002443

NANGLOI NEW DELHI Branch

WEST, DELHI

 IOBA0003483

CHHEDI SINGH TOLA Branch

PATNA, BIHAR

 IOBA0003786

DEORIA Branch

DEORIA, UTTAR PRADESH

 IOBA0003824

M G ROAD Branch

AURANGABAD, BIHAR

 IOBA0003856

JARIPATKA Branch

NAGPUR, MAHARASHTRA

 IOBA0003926

LINE BAZAR PURNIA Branch

PURNIA, BIHAR

Explore Nearby Banking Directories

All Indian Overseas Bank Branches Indian Overseas Bank in BIHAR Indian Overseas Bank in CHAPRA All Banks in SARAN