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Verified Branch

INDIAN OVERSEAS BANK

PADI CHENNAI Branch, AMBATTUR

IFSC Code
IOBA0002364
Required for NEFT, RTGS, IMPS money transfers
MICR Code
600020183
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002364 Branch Code (6-11)

Complete Branch Details

Full Address 878 MADRAS THIRUVALLUR HIGH ROAD PADI,CHENNAI 50,PIN 600050
State TAMIL NADU
District / City THIRUVALLUR
Centre / Region AMBATTUR
Contact / Helpline 26247411
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002364.
  4. Confirm bank name displays as INDIAN OVERSEAS BANK and branch as PADI CHENNAI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002364)

What is the IFSC code of INDIAN OVERSEAS BANK PADI CHENNAI branch? ↓

The verified 11-digit IFSC code is IOBA0002364. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of INDIAN OVERSEAS BANK PADI CHENNAI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 600020183. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 878 MADRAS THIRUVALLUR HIGH ROAD PADI,CHENNAI 50,PIN 600050, located in THIRUVALLUR district, TAMIL NADU.

Other INDIAN OVERSEAS BANK Branches in THIRUVALLUR

IOBA0000005

AMINJIKARAI Branch

CHENNAI, TAMIL NADU

 IOBA0000108

SANTHOME Branch

CHENNAI, TAMIL NADU

 IOBA0000142

WASHERMANPET Branch

CHENNAI, TAMIL NADU

 IOBA0000183

NUNGAMBAKKAM Branch

CHENNAI, TAMIL NADU

 IOBA0000306

NEHRU PARK Branch

CHENNAI, TAMIL NADU

 IOBA0000394

CHENNAI VYASARPADI Branch

CHENNAI, TAMIL NADU

 IOBA0000627

PADIRIVEDU Branch

PADIRIVEDU, TAMIL NADU

 IOBA0001036

ARUMBAKKAM Branch

CHENNAI, TAMIL NADU

Explore Nearby Banking Directories

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