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INDIAN OVERSEAS BANK

BILKANDA MURAGACHHA Branch, BARRACKPUR

IFSC Code
IOBA0002315
Required for NEFT, RTGS, IMPS money transfers
MICR Code
700020076
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002315 Branch Code (6-11)

Complete Branch Details

Full Address OPP BILKANDA PANCHAYAT OFF,2 P O JUGBERIA,SODEPUR RAOD,DIST NORTH 24 PARGANAS,KOKATTA 700110
State WEST BENGAL
District / City NORTH 24 PARGANAS
Centre / Region BARRACKPUR
Contact / Helpline 25377350
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002315.
  4. Confirm bank name displays as INDIAN OVERSEAS BANK and branch as BILKANDA MURAGACHHA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002315)

What is the IFSC code of INDIAN OVERSEAS BANK BILKANDA MURAGACHHA branch? ↓

The verified 11-digit IFSC code is IOBA0002315. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of INDIAN OVERSEAS BANK BILKANDA MURAGACHHA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 700020076. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is OPP BILKANDA PANCHAYAT OFF,2 P O JUGBERIA,SODEPUR RAOD,DIST NORTH 24 PARGANAS,KOKATTA 700110, located in NORTH 24 PARGANAS district, WEST BENGAL.

Other INDIAN OVERSEAS BANK Branches in NORTH 24 PARGANAS

IOBA0001772

KOLKATA JULIAN DAY SCHOOL Branch

GANGANAGAR, WEST BENGAL

 IOBA0002637

HABRA Branch

HABRA, WEST BENGAL

 IOBA0001459

BARRACKPORE Branch

BARRACKPUR, WEST BENGAL

 IOBA0003307

NAIHATI Branch

BARRACKPUR, WEST BENGAL

 IOBA0001464

BASHIRHAT Branch

BASIRHAT, WEST BENGAL

 IOBA0001289

KHARAGPUR Branch

KHARAGPUR, WEST BENGAL

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BARASAT Branch

BARASAT, WEST BENGAL

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RAJARHAT Branch

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Explore Nearby Banking Directories

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