Indian Overseas Bank Logo
Verified Branch

Indian Overseas Bank

PUDUKOTTAI AMBALAPURAM Branch, TOOTHUKUDI

IFSC Code
IOBA0002303
Required for NEFT, RTGS, IMPS money transfers
MICR Code
622020025
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002303 Branch Code (6-11)

Complete Branch Details

Full Address T S NO 3670 SOUTH 4TH STREET,PUDUKOTTAI,TAMIL NADU 622001
State TAMIL NADU
District / City PUDUKOTTAI
Centre / Region PUDUKOTTAI
Contact / Helpline +911494223339
Share WhatsApp View on Map

Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002303.
  4. Confirm bank name displays as Indian Overseas Bank and branch as PUDUKOTTAI AMBALAPURAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002303)

What is the IFSC code of Indian Overseas Bank PUDUKOTTAI AMBALAPURAM branch?

The verified 11-digit IFSC code is IOBA0002303. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank PUDUKOTTAI AMBALAPURAM?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 622020025. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is T S NO 3670 SOUTH 4TH STREET,PUDUKOTTAI,TAMIL NADU 622001, located in PUDUKOTTAI district, TAMIL NADU.