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Verified Branch

Indian Overseas Bank

AMRITSARCOURT ROAD Branch, AMRITSAR

IFSC Code
IOBA0002124
Required for NEFT, RTGS, IMPS money transfers
MICR Code
143020008
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002124 Branch Code (6-11)

Complete Branch Details

Full Address PLOT NO 5 TO 10, DEEP COMPLEX, COURT ROAD, AMRITSAR PIN 143001
State PUNJAB
District / City AMRITSAR
Centre / Region AMRITSAR
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002124.
  4. Confirm bank name displays as Indian Overseas Bank and branch as AMRITSARCOURT ROAD.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002124)

What is the IFSC code of Indian Overseas Bank AMRITSARCOURT ROAD branch? ↓

The verified 11-digit IFSC code is IOBA0002124. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank AMRITSARCOURT ROAD? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 143020008. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is PLOT NO 5 TO 10, DEEP COMPLEX, COURT ROAD, AMRITSAR PIN 143001, located in AMRITSAR district, PUNJAB.

Other Indian Overseas Bank Branches in AMRITSAR

IOBA0000006

AMRITSAR Branch

AMRITSAR, PUNJAB

 IOBA0000235

CURTALLAM Branch

TIRUNELVALI, TAMIL NADU

 IOBA0000588

CHENGANNUR Branch

ALAPUZHA, KERALA

 IOBA0001559

AMRITSAR CANTONMENT Branch

AMRITSAR, PUNJAB

 IOBA0001684

VELLORE SATHUVACHARI Branch

VELLORE, TAMIL NADU

 IOBA0001797

KUMBAKONAM COURT Branch

THANJAVUR, TAMIL NADU

 IOBA0001833

ROYAKOTTAI ROAD Branch

KRISHNAGIRI, TAMIL NADU

 IOBA0002440

NEW AMRITSAR Branch

AMRITSAR, PUNJAB

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