Indian Overseas Bank Logo
Verified Branch

Indian Overseas Bank

SONARPUR Branch, SOUTH 24 PARGANAS

IFSC Code
IOBA0001977
Required for NEFT, RTGS, IMPS money transfers
MICR Code
700020062
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001977 Branch Code (6-11)

Complete Branch Details

Full Address 1ST FLOOR,UJJALA APARTMENT,SONARPUR BAZAR,SONARPUR,PIN 700150
State WEST BENGAL
District / City RAJPUR SONARPUR
Centre / Region RAJPUR SONARPUR
Contact / Helpline 24283142
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001977.
  4. Confirm bank name displays as Indian Overseas Bank and branch as SONARPUR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001977)

What is the IFSC code of Indian Overseas Bank SONARPUR branch?

The verified 11-digit IFSC code is IOBA0001977. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank SONARPUR?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 700020062. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is 1ST FLOOR,UJJALA APARTMENT,SONARPUR BAZAR,SONARPUR,PIN 700150, located in RAJPUR SONARPUR district, WEST BENGAL.