Indian Overseas Bank Logo
Verified Branch

Indian Overseas Bank

PARANTHAL Branch, PATHANAMTHITTA

IFSC Code
IOBA0001969
Required for NEFT, RTGS, IMPS money transfers
MICR Code
689020815
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001969 Branch Code (6-11)

Complete Branch Details

Full Address ST GEORGE ORTHODOX CHURCH BLDGS PARANTHAL PO PARANTHAL PIN 689518
State KERALA
District / City PATHANAMTHITTA
Centre / Region PATHANAMTHITTA
Contact / Helpline 4227525
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001969.
  4. Confirm bank name displays as Indian Overseas Bank and branch as PARANTHAL.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001969)

What is the IFSC code of Indian Overseas Bank PARANTHAL branch?

The verified 11-digit IFSC code is IOBA0001969. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank PARANTHAL?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 689020815. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is ST GEORGE ORTHODOX CHURCH BLDGS PARANTHAL PO PARANTHAL PIN 689518, located in PATHANAMTHITTA district, KERALA.