Indian Overseas Bank
NAD JUNCTION Branch, VISHAKHAPATNAM
11-Character IFSC Anatomy Breakdown
Complete Branch Details
Electronic Transfer Capabilities & Limits
Available 24x7
Half-hourly batch clearance
Min. ₹2 Lakh
Real-time gross settlement
Instant Transfer
Up to ₹5 Lakh limit
1-Tap VPA
GPay, PhonePe, Paytm
How to Transfer Money to this Branch
- Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
- Navigate to Fund Transfer → Add Beneficiary / Payee.
- Enter the recipient's Account Number and paste IFSC code IOBA0001939.
- Confirm bank name displays as Indian Overseas Bank and branch as NAD JUNCTION.
- Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.
Frequently Asked Questions (IOBA0001939)
What is the IFSC code of Indian Overseas Bank NAD JUNCTION branch? ↓
The verified 11-digit IFSC code is IOBA0001939. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.
Can I transfer money on Sundays and bank holidays using this IFSC code? ↓
Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.
What is the MICR code of Indian Overseas Bank NAD JUNCTION? ↓
The 9-digit Magnetic Ink Character Recognition (MICR) code is 530020007. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.
Where is the branch located? ↓
The official branch address is 58 1 23 BY 1 MARRIPALEM ROAD,GROUND FLOOR NEAR NAD JUNCTION VISAKHAPATNAM PIN 530009, located in VISAKHAPATNAM district, ANDHRA PRADESH.
Other Indian Overseas Bank Branches in VISAKHAPATNAM
PEDAWALTAIR Branch
VISHAKAPATNAM, ANDHRA PRADESH
IOBA0002385KIRLAMPUDI LAYOUT Branch
VISHAKHAPATNAM, ANDHRA PRADESH
IOBA0002606VISAKHAPATNAM JAGGU JUNCTION Branch
VISHAKHAPATNAM, ANDHRA PRADESH
IOBA0003940RING ROAD VIZIANAGARAM Branch
VIZIANAGARAM, ANDHRA PRADESH
IOBA0000121VISAKHAPATNAM Branch
VISHAKHAPATNAM, ANDHRA PRADESH
IOBA0001446VISAKHAPATNAM JAGADAMBHA CENTRE Branch
VISHAKHAPATNAM, ANDHRA PRADESH
IOBA0001648GAJUWAKA Branch
VISHAKHAPATNAM, ANDHRA PRADESH
IOBA0001649VISAKHAPATNAMVUDA Branch
VISHAKHAPATNAM, ANDHRA PRADESH