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Verified Branch

Indian Overseas Bank

ERAL Branch, TOOTHUKUDI

IFSC Code
IOBA0001866
Required for NEFT, RTGS, IMPS money transfers
MICR Code
627020063
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001866 Branch Code (6-11)

Complete Branch Details

Full Address 52 IST FLOOR, MAIN BAZAAR, SOOSAIAPPER STREET, ERAL 628801
State TAMIL NADU
District / City ERAL
Centre / Region ERAL
Contact / Helpline 270370
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001866.
  4. Confirm bank name displays as Indian Overseas Bank and branch as ERAL.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001866)

What is the IFSC code of Indian Overseas Bank ERAL branch? ↓

The verified 11-digit IFSC code is IOBA0001866. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank ERAL? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 627020063. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 52 IST FLOOR, MAIN BAZAAR, SOOSAIAPPER STREET, ERAL 628801, located in ERAL district, TAMIL NADU.

Other Indian Overseas Bank Branches in ERAL

IOBA0002740

ANGAMANGALAM KURUMBUR Branch

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 IOBA0000100

TUTICORIN Branch

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 IOBA0000124

SATTANKULAM Branch

TOOTHUKUDI, TAMIL NADU

 IOBA0000132

KEELAVAIPAR Branch

TOOTHUKUDI, TAMIL NADU

 IOBA0000234

PARAMANKURICHI Branch

TOOTHUKUDI, TAMIL NADU

 IOBA0000491

KAYALPATTINAM Branch

TOOTHUKUDI, TAMIL NADU

 IOBA0000778

KOVILPATTI Branch

TOOTHUKUDI, TAMIL NADU

 IOBA0000942

RAMANUJAPUDUR Branch

TOOTHUKUDI, TAMIL NADU

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