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Verified Branch

Indian Overseas Bank

JAWAHAR BAZAAR Branch, ERODE

IFSC Code
IOBA0001861
Required for NEFT, RTGS, IMPS money transfers
MICR Code
639020013
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001861 Branch Code (6-11)

Complete Branch Details

Full Address MUNICIPAL COMPLEX,AZAD ROAD,KARUR,PIN 639001
State TAMIL NADU
District / City KARUR
Centre / Region KARUR
Contact / Helpline +914324262628
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001861.
  4. Confirm bank name displays as Indian Overseas Bank and branch as JAWAHAR BAZAAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001861)

What is the IFSC code of Indian Overseas Bank JAWAHAR BAZAAR branch? ↓

The verified 11-digit IFSC code is IOBA0001861. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank JAWAHAR BAZAAR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 639020013. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is MUNICIPAL COMPLEX,AZAD ROAD,KARUR,PIN 639001, located in KARUR district, TAMIL NADU.

Other Indian Overseas Bank Branches in KARUR

IOBA0000036

KARUR Branch

TIRUCHIRAPALLI, TAMIL NADU

 IOBA0003705

RAPID RETAIL CENTRE KARUR Branch

KARUR, TAMIL NADU

 IOBA0000690

BHADRAVATHI Branch

SHIMOGA, KARNATAKA

 IOBA0001375

CHINTHAMANI Branch

TIRUCHIORAPPALLI, TAMIL NADU

 IOBA0003760

AYYARMALAI Branch

KARUR, TAMIL NADU

 IOBA0000839

NOYYAL Branch

KARUR, TAMIL NADU

 IOBA0001864

COLLECTORATE Branch

BELLARY, KARNATAKA

 IOBA0002084

NEITHALUR Branch

KARUR, TAMIL NADU

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