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Verified Branch

Indian Overseas Bank

CHANDIGARH Branch, CHANDIGARH

IFSC Code
IOBA0001848
Required for NEFT, RTGS, IMPS money transfers
MICR Code
160020013
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001848 Branch Code (6-11)

Complete Branch Details

Full Address PAIC,BUILDING,PLOT,NO,2,SECTOR,28A,MADHYA,MARG,CHANDIGARH,PIN,160002
State CHANDIGARH
District / City CHANDIGARH
Centre / Region CHANDIGARH
Contact / Helpline 2532574
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001848.
  4. Confirm bank name displays as Indian Overseas Bank and branch as CHANDIGARH.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001848)

What is the IFSC code of Indian Overseas Bank CHANDIGARH branch? ↓

The verified 11-digit IFSC code is IOBA0001848. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank CHANDIGARH? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 160020013. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is PAIC,BUILDING,PLOT,NO,2,SECTOR,28A,MADHYA,MARG,CHANDIGARH,PIN,160002, located in CHANDIGARH district, CHANDIGARH.

Other Indian Overseas Bank Branches in CHANDIGARH

IOBA0000284

CHANDIGARH MAIN SECTOR Branch

CHANDIGARH, CHANDIGARH

 IOBA0000812

R O CHANDIGARH Branch

CHANDIGARH, CHANDIGARH

 IOBA0004063

LPC CHANDIGARH Branch

CHANDIGARH, CHANDIGARH

 IOBA0001430

CHANDIGARH SECTOR D Branch

CHANDIGARH, CHANDIGARH

 IOBA0001810

SECTOR CHANDIGARH Branch

CHANDIGARH, CHANDIGARH

 IOBA0002083

CHANDIGARHSECTOR D Branch

CHANDIGARH, CHANDIGARH

 IOBA0002575

RECOVERY MANAGEMENT BR CHANDIGARH Branch

CHANDIGARH, CHANDIGARH

 IOBA0003309

RAPID RETAIL CENTRE CHANDIGARH Branch

CHANDIGARH, CHANDIGARH

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