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Verified Branch

Indian Overseas Bank

CHENNAIGOWRIVAKKAM Branch, CHENNAI

IFSC Code
IOBA0001787
Required for NEFT, RTGS, IMPS money transfers
MICR Code
600020138
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001787 Branch Code (6-11)

Complete Branch Details

Full Address SC COL, VELACHERY TAMBARAM ROAD, GOWRIVAKKAM CHENNAI601302
State TAMIL NADU
District / City CHENNAI
Centre / Region CHENNAI
Contact / Helpline 2616318
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001787.
  4. Confirm bank name displays as Indian Overseas Bank and branch as CHENNAIGOWRIVAKKAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001787)

What is the IFSC code of Indian Overseas Bank CHENNAIGOWRIVAKKAM branch? ↓

The verified 11-digit IFSC code is IOBA0001787. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank CHENNAIGOWRIVAKKAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 600020138. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is SC COL, VELACHERY TAMBARAM ROAD, GOWRIVAKKAM CHENNAI601302, located in CHENNAI district, TAMIL NADU.

Other Indian Overseas Bank Branches in CHENNAI

IOBA0000191

M C C CAMPUS Branch

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 IOBA0000087

TAMBARAM Branch

CHENNAI, TAMIL NADU

 IOBA0001296

VELACHERY Branch

CHENNAI, TAMIL NADU

 IOBA0001822

MEDAVAKKAM Branch

CHENNAI, TAMIL NADU

 IOBA0002813

CHENNAI VELACHERY TARAMANI LINK Branch

CHENNAI, TAMIL NADU

 IOBA0000002

ADYAR Branch

CHENNAI, TAMIL NADU

 IOBA0000005

AMINJIKARAI Branch

CHENNAI, TAMIL NADU

 IOBA0000008

CHENNAI AVADI Branch

CHENNAI, TAMIL NADU

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