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Verified Branch

Indian Overseas Bank

VALASARAVAKKAM Branch, CHENNAI

IFSC Code
IOBA0001738
Required for NEFT, RTGS, IMPS money transfers
MICR Code
600020123
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001738 Branch Code (6-11)

Complete Branch Details

Full Address 55 ARCOT ROAD VALASARAVAKKAM CHENNAI PIN600087
State TAMIL NADU
District / City VALASARAVAKKAM
Centre / Region VALASARAVAKKAM
Contact / Helpline 281387
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001738.
  4. Confirm bank name displays as Indian Overseas Bank and branch as VALASARAVAKKAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001738)

What is the IFSC code of Indian Overseas Bank VALASARAVAKKAM branch? ↓

The verified 11-digit IFSC code is IOBA0001738. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank VALASARAVAKKAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 600020123. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 55 ARCOT ROAD VALASARAVAKKAM CHENNAI PIN600087, located in VALASARAVAKKAM district, TAMIL NADU.

Other Indian Overseas Bank Branches in VALASARAVAKKAM

IOBA0000038

KODAMBAKKAM Branch

CHENNAI, TAMIL NADU

 IOBA0000289

VIRUGAMBAKKAM Branch

CHENNAI, TAMIL NADU

 IOBA0000002

ADYAR Branch

CHENNAI, TAMIL NADU

 IOBA0000005

AMINJIKARAI Branch

CHENNAI, TAMIL NADU

 IOBA0000008

CHENNAI AVADI Branch

CHENNAI, TAMIL NADU

 IOBA0000009

AYANAVARAM Branch

CHENNAI, TAMIL NADU

 IOBA0000048

ESPLANADE Branch

CHENNAI, TAMIL NADU

 IOBA0000058

MOUNT ROAD Branch

CHENNAI, TAMIL NADU

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