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Verified Branch

Indian Overseas Bank

KOCHIKAKKANAD Branch, ERNAKULAM

IFSC Code
IOBA0001660
Required for NEFT, RTGS, IMPS money transfers
MICR Code
682020010
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001660 Branch Code (6-11)

Complete Branch Details

Full Address 275 BY D KALLUMKAL BUILDINGS VAZHAKKALA KAKKANADKOCHI PIN 682021
State KERALA
District / City KOCHI
Centre / Region KOCHI
Contact / Helpline 2357975
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001660.
  4. Confirm bank name displays as Indian Overseas Bank and branch as KOCHIKAKKANAD.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001660)

What is the IFSC code of Indian Overseas Bank KOCHIKAKKANAD branch? ↓

The verified 11-digit IFSC code is IOBA0001660. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank KOCHIKAKKANAD? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 682020010. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 275 BY D KALLUMKAL BUILDINGS VAZHAKKALA KAKKANADKOCHI PIN 682021, located in KOCHI district, KERALA.

Other Indian Overseas Bank Branches in KOCHI

IOBA0000824

R O ERNAKULAM Branch

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 IOBA0001575

TRIPUNITHURA Branch

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 IOBA0000019

KOCHI Branch

ERNAKULAM, KERALA

 IOBA0000024

ERNAKULAM Branch

ERNAKULAM, KERALA

 IOBA0000069

PERAMBAVOOR Branch

ERNAKULAM, KERALA

 IOBA0000102

COCHIN WILLINGDON ISLAND Branch

ERNAKULAM, KERALA

 IOBA0000436

KUMBANAD Branch

ERNAKULAM, KERALA

 IOBA0000439

UDYOGAMANDAL INDL Branch

ERNAKULAM, KERALA

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