IFSC Drill PRO
Bank Branch & IFSC Finder
INDIAN OVERSEAS BANK Logo
Verified Branch

INDIAN OVERSEAS BANK

LUDHIANA CMC Branch, LUDHIANA

IFSC Code
IOBA0001525
Required for NEFT, RTGS, IMPS money transfers
MICR Code
141020003
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001525 Branch Code (6-11)

Complete Branch Details

Full Address C M C,BROWN MEMORIAL HOSP,LUDHIANA
State PUNJAB
District / City LUDHIANA
Centre / Region LUDHIANA
Contact / Helpline 2610643
Share WhatsApp View on Map

Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001525.
  4. Confirm bank name displays as INDIAN OVERSEAS BANK and branch as LUDHIANA CMC.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001525)

What is the IFSC code of INDIAN OVERSEAS BANK LUDHIANA CMC branch? ↓

The verified 11-digit IFSC code is IOBA0001525. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of INDIAN OVERSEAS BANK LUDHIANA CMC? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 141020003. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is C M C,BROWN MEMORIAL HOSP,LUDHIANA, located in LUDHIANA district, PUNJAB.

Other INDIAN OVERSEAS BANK Branches in LUDHIANA

IOBA0000342

BROWN ROAD Branch

LUDHIANA, PUNJAB

 IOBA0002265

RAIKOT Branch

RAIKOT, PUNJAB

 IOBA0000047

LUDHIANA MAIN Branch

LUDHIANA, PUNJAB

 IOBA0000390

IND AREA Branch

LUDHIANA, PUNJAB

 IOBA0000446

CIVIL LINES Branch

LUDHIANA, PUNJAB

 IOBA0001123

PAKHOVAL ROAD Branch

LUDHIANA, PUNJAB

 IOBA0001406

ARYA COLLEGE BRCH Branch

LUDHIANA, PUNJAB

 IOBA0001477

LUDHIANA RAHON ROAD Branch

LUDHIANA, PUNJAB

Explore Nearby Banking Directories

All INDIAN OVERSEAS BANK Branches INDIAN OVERSEAS BANK in PUNJAB INDIAN OVERSEAS BANK in LUDHIANA All Banks in LUDHIANA