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Verified Branch

Indian Overseas Bank

OTTANATHAM Branch, TOOTHUKUDI

IFSC Code
IOBA0001320
Required for NEFT, RTGS, IMPS money transfers
MICR Code
627020069
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001320 Branch Code (6-11)

Complete Branch Details

Full Address 67 PERUMAL KOIL STREET OTTANATHAM PIN 628302
State TAMIL NADU
District / City OTTANATHAM
Centre / Region OTTANATHAM
Contact / Helpline 2268227
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001320.
  4. Confirm bank name displays as Indian Overseas Bank and branch as OTTANATHAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001320)

What is the IFSC code of Indian Overseas Bank OTTANATHAM branch? ↓

The verified 11-digit IFSC code is IOBA0001320. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank OTTANATHAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 627020069. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 67 PERUMAL KOIL STREET OTTANATHAM PIN 628302, located in OTTANATHAM district, TAMIL NADU.

Other Indian Overseas Bank Branches in OTTANATHAM

IOBA0000848

SANKARANKOIL Branch

TIRUNELVALI, TAMIL NADU

 IOBA0001886

SINGAPERUMALKOIL Branch

KANCHEEPURAM, TAMIL NADU

 IOBA0002708

KANNANUR Branch

TIRUCHIRAPALLI, TAMIL NADU

 IOBA0002752

NAINARAGARAM Branch

TIRUNELVALI, TAMIL NADU

 IOBA0002755

ELAMBALUR Branch

PERAMBALUR, TAMIL NADU

 IOBA0002830

PORAIYAR Branch

NAGAPATTINAM, TAMIL NADU

 IOBA0003585

SENGATTUPATTI Branch

TIRUCHIRAPALLI, TAMIL NADU

 IOBA0003934

REGIONAL OFFICE Branch

NAGAPATTINAM, TAMIL NADU

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