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Verified Branch

Indian Overseas Bank

GUDIVADA Branch, KRISHNA

IFSC Code
IOBA0001282
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001282 Branch Code (6-11)

Complete Branch Details

Full Address 9 BY 292, GOWRI SANKARAPURAM, NEAR LORD KUSUMA HARINATH BABA TEMPLE, GUDIWADA PIN 521301
State ANDHRA PRADESH
District / City GUDIVADA
Centre / Region GUDIVADA
Contact / Helpline 242101
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001282.
  4. Confirm bank name displays as Indian Overseas Bank and branch as GUDIVADA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001282)

What is the IFSC code of Indian Overseas Bank GUDIVADA branch? ↓

The verified 11-digit IFSC code is IOBA0001282. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank GUDIVADA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 9 BY 292, GOWRI SANKARAPURAM, NEAR LORD KUSUMA HARINATH BABA TEMPLE, GUDIWADA PIN 521301, located in GUDIVADA district, ANDHRA PRADESH.

Other Indian Overseas Bank Branches in GUDIVADA

IOBA0003672

RAYACHOTI Branch

CUDDAPAH, ANDHRA PRADESH

 IOBA0000026

GOVERNORPET Branch

KRISHNA, ANDHRA PRADESH

 IOBA0000055

MASULIPATNAM Branch

KRISHNA, ANDHRA PRADESH

 IOBA0000101

VIJAYAWADA Branch

KRISHNA, ANDHRA PRADESH

 IOBA0000361

SRIKAKULAM Branch

KRISHNA, ANDHRA PRADESH

 IOBA0000825

R O VIJAYAWADA Branch

KRISHNA, ANDHRA PRADESH

 IOBA0000849

MOTURU Branch

KRISHNA, ANDHRA PRADESH

 IOBA0000982

KALLAVI Branch

KRISHNAGIRI, TAMIL NADU

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