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Verified Branch

Indian Overseas Bank

ANANTAPUR Branch, ANANTAPUR

IFSC Code
IOBA0001281
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001281 Branch Code (6-11)

Complete Branch Details

Full Address PLOT NO 36, VIDYUTH NAGAR MAIN ROAD, ANANTHAPUR PIN 515001
State ANDHRA PRADESH
District / City ANANTAPUR
Centre / Region ANANTAPUR
Contact / Helpline +918554223323
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001281.
  4. Confirm bank name displays as Indian Overseas Bank and branch as ANANTAPUR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001281)

What is the IFSC code of Indian Overseas Bank ANANTAPUR branch? ↓

The verified 11-digit IFSC code is IOBA0001281. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank ANANTAPUR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is PLOT NO 36, VIDYUTH NAGAR MAIN ROAD, ANANTHAPUR PIN 515001, located in ANANTAPUR district, ANDHRA PRADESH.

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