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Verified Branch

Indian Overseas Bank

BHEMUA Branch, MIDNAPORE

IFSC Code
IOBA0001238
Required for NEFT, RTGS, IMPS money transfers
MICR Code
721020601
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001238 Branch Code (6-11)

Complete Branch Details

Full Address BHEMUA GRAM PANCHAYAT,BHEMUA VILLAGE AND PO,BHEMUA,PIN 721155
State WEST BENGAL
District / City KHARAGPUR
Centre / Region KHARAGPUR
Contact / Helpline +913222217966
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001238.
  4. Confirm bank name displays as Indian Overseas Bank and branch as BHEMUA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001238)

What is the IFSC code of Indian Overseas Bank BHEMUA branch? ↓

The verified 11-digit IFSC code is IOBA0001238. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank BHEMUA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 721020601. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is BHEMUA GRAM PANCHAYAT,BHEMUA VILLAGE AND PO,BHEMUA,PIN 721155, located in KHARAGPUR district, WEST BENGAL.

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IOBA0001109

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 IOBA0001114

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JARUR MIAPUR Branch

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 IOBA0003801

SUDPUR Branch

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 IOBA0000398

METPUR Branch

KHEDA, GUJARAT

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SAVOI VERAM Branch

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 IOBA0000884

SHENDI Branch

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 IOBA0001129

ALLADA Branch

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