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Verified Branch

Indian Overseas Bank

VILUNDAMAVADAI Branch, NAGAPATTINAM

IFSC Code
IOBA0001232
Required for NEFT, RTGS, IMPS money transfers
MICR Code
611020029
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001232 Branch Code (6-11)

Complete Branch Details

Full Address PATTI ROAD VILUNDAMAVADI PIN 611112
State TAMIL NADU
District / City VILUNDAMAVADI
Centre / Region VILUNDAMAVADI
Contact / Helpline 268429
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001232.
  4. Confirm bank name displays as Indian Overseas Bank and branch as VILUNDAMAVADAI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001232)

What is the IFSC code of Indian Overseas Bank VILUNDAMAVADAI branch? ↓

The verified 11-digit IFSC code is IOBA0001232. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank VILUNDAMAVADAI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 611020029. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is PATTI ROAD VILUNDAMAVADI PIN 611112, located in VILUNDAMAVADI district, TAMIL NADU.

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NAGAPATTINAM Branch

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KAVERIPOOMPATTINAM Branch

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THOPPUTHURAI Branch

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 IOBA0001076

AYAKKARANPULAM Branch

NAGAPATTINAM, TAMIL NADU

 IOBA0002334

SEMBANARKOVIL Branch

NAGAPATTINAM, TAMIL NADU

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DISTRICT COURT Branch

NAGAPATTINAM, TAMIL NADU

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TITTACHERRY Branch

NAGAPATTINAM, TAMIL NADU

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PORAIYAR Branch

NAGAPATTINAM, TAMIL NADU

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