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Verified Branch

Indian Overseas Bank

KOMALAPURAM Branch, ALAPUZHA

IFSC Code
IOBA0001201
Required for NEFT, RTGS, IMPS money transfers
MICR Code
688020801
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001201 Branch Code (6-11)

Complete Branch Details

Full Address VIII BY 18,PATHIRAPPALLY PO,KOMALAPURAM PIN 688521
State KERALA
District / City KOMALAPURAM
Centre / Region KOMALAPURAM
Contact / Helpline 2258017
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001201.
  4. Confirm bank name displays as Indian Overseas Bank and branch as KOMALAPURAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001201)

What is the IFSC code of Indian Overseas Bank KOMALAPURAM branch? ↓

The verified 11-digit IFSC code is IOBA0001201. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank KOMALAPURAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 688020801. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VIII BY 18,PATHIRAPPALLY PO,KOMALAPURAM PIN 688521, located in KOMALAPURAM district, KERALA.

Other Indian Overseas Bank Branches in KOMALAPURAM

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CHENGANNUR Branch

ALAPUZHA, KERALA

 IOBA0000609

NEERETTUPURAM Branch

ALAPUZHA, KERALA

 IOBA0001001

OLAKETTIYAMBALAM Branch

ALAPUZHA, KERALA

 IOBA0001252

KALLUMALA Branch

ALAPUZHA, KERALA

 IOBA0001416

HARIPAD Branch

ALAPUZHA, KERALA

 IOBA0001488

PUTHENCAVU Branch

ALAPUZHA, KERALA

 IOBA0001824

KUMARAPURAM Branch

ALAPUZHA, TAMIL NADU

 IOBA0001963

MATTOM Branch

ALAPUZHA, KERALA

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