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Verified Branch

Indian Overseas Bank

DHARWAD Branch, DHARWAD

IFSC Code
IOBA0001053
Required for NEFT, RTGS, IMPS money transfers
MICR Code
580020302
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001053 Branch Code (6-11)

Complete Branch Details

Full Address 1 FLOOR DR MISHRA BUILDINGS KARNATAKA UNIVERSITY ROAD SAPTHAPURA DHARWAD PIN 580001
State KARNATAKA
District / City HUBLI-DHARWAD
Centre / Region HUBLI-DHARWAD
Contact / Helpline 2770379
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001053.
  4. Confirm bank name displays as Indian Overseas Bank and branch as DHARWAD.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001053)

What is the IFSC code of Indian Overseas Bank DHARWAD branch? ↓

The verified 11-digit IFSC code is IOBA0001053. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank DHARWAD? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 580020302. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 1 FLOOR DR MISHRA BUILDINGS KARNATAKA UNIVERSITY ROAD SAPTHAPURA DHARWAD PIN 580001, located in HUBLI-DHARWAD district, KARNATAKA.

Other Indian Overseas Bank Branches in HUBLI-DHARWAD

IOBA0001771

DHARWADJUBILEE CIRCLE Branch

DHARWAD, KARNATAKA

 IOBA0002652

MUMMIGATTI Branch

DHARWAD, KARNATAKA

 IOBA0003577

NAVANAGAR Branch

DHARWAD, KARNATAKA

 IOBA0000126

HUBLI Branch

DHARWAD, KARNATAKA

 IOBA0000308

GARAG Branch

DHARWAD, KARNATAKA

 IOBA0000877

TUMARIKOPPA Branch

DHARWAD, KARNATAKA

 IOBA0002654

KALGHATGI Branch

DHARWAD, KARNATAKA

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