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Verified Branch

INDIAN OVERSEAS BANK

OPPILAN Branch, OPPILLAN

IFSC Code
IOBA0000978
Required for NEFT, RTGS, IMPS money transfers
MICR Code
623020010
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000978 Branch Code (6-11)

Complete Branch Details

Full Address 3 BY 93 MUSLIM JAMAD COMPLEX RUSSEL STREET OPPILAN PIN 623703
State TAMIL NADU
District / City RAMANATHAPURAM
Centre / Region OPPILLAN
Contact / Helpline 261322
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000978.
  4. Confirm bank name displays as INDIAN OVERSEAS BANK and branch as OPPILAN.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000978)

What is the IFSC code of INDIAN OVERSEAS BANK OPPILAN branch? ↓

The verified 11-digit IFSC code is IOBA0000978. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of INDIAN OVERSEAS BANK OPPILAN? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 623020010. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 3 BY 93 MUSLIM JAMAD COMPLEX RUSSEL STREET OPPILAN PIN 623703, located in RAMANATHAPURAM district, TAMIL NADU.

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KADALADI Branch

KADALADI, TAMIL NADU

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SAKKARAKOTTAI Branch

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 IOBA0000184

TONDI Branch

TONDI, TAMIL NADU

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UCHIPULLI Branch

RAMANATHAPURAM, TAMIL NADU

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NAINARKOIL Branch

NAINARKOIL, TAMIL NADU

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TIRUPPULLANI Branch

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