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Verified Branch

Indian Overseas Bank

SALT LAKE CITY Branch, KOLKATA

IFSC Code
IOBA0000893
Required for NEFT, RTGS, IMPS money transfers
MICR Code
700020029
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000893 Branch Code (6-11)

Complete Branch Details

Full Address BLOCK EA, OPP LABONY ESTATE, SALT LAKE CITY, SECTOR 1, KOLKATA - 700064
State WEST BENGAL
District / City KOLKATA
Centre / Region KOLKATA
Contact / Helpline 23375014
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000893.
  4. Confirm bank name displays as Indian Overseas Bank and branch as SALT LAKE CITY.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000893)

What is the IFSC code of Indian Overseas Bank SALT LAKE CITY branch? ↓

The verified 11-digit IFSC code is IOBA0000893. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank SALT LAKE CITY? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 700020029. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is BLOCK EA, OPP LABONY ESTATE, SALT LAKE CITY, SECTOR 1, KOLKATA - 700064, located in KOLKATA district, WEST BENGAL.

Other Indian Overseas Bank Branches in KOLKATA

IOBA0002020

ZONAL AUDIT OFFICE - KOLKATA Branch

KOLKATA, WEST BENGAL

 IOBA0001642

KOLKATASECTOR V SALT LAKE Branch

KOLKATA, WEST BENGAL

 IOBA0002239

LAKE TOWN DUM DUM PARK Branch

NORTH 24 PARGANAS, WEST BENGAL

 IOBA0000178

NEW ALIPORE Branch

KOLKATA, WEST BENGAL

 IOBA0000440

DIAMOND HARBOUR ROAD Branch

KOLKATA, WEST BENGAL

 IOBA0000739

LAKE MARKET Branch

KOLKATA, WEST BENGAL

 IOBA0001517

KASBA GOLD PARK Branch

KOLKATA, WEST BENGAL

 IOBA0001718

STPI Branch

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