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Verified Branch

Indian Overseas Bank

CHIKMAGALUR Branch, CHIKMAGALUR

IFSC Code
IOBA0000838
Required for NEFT, RTGS, IMPS money transfers
MICR Code
577020102
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000838 Branch Code (6-11)

Complete Branch Details

Full Address KELAGUR MATHIAS TOWERS, RATNA GIRI ROAD, CHIKMAGALUR577101
State KARNATAKA
District / City CHIKMAGALUR
Centre / Region CHIKMAGALUR
Contact / Helpline 235968
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000838.
  4. Confirm bank name displays as Indian Overseas Bank and branch as CHIKMAGALUR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000838)

What is the IFSC code of Indian Overseas Bank CHIKMAGALUR branch? ↓

The verified 11-digit IFSC code is IOBA0000838. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank CHIKMAGALUR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 577020102. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is KELAGUR MATHIAS TOWERS, RATNA GIRI ROAD, CHIKMAGALUR577101, located in CHIKMAGALUR district, KARNATAKA.

Other Indian Overseas Bank Branches in CHIKMAGALUR

IOBA0001979

RATNAGIRI Branch

RATNAGIRI, MAHARASHTRA

 IOBA0002299

KUMARAGIRI PUDUKOTTAI Branch

PUDUKKOTTAI, TAMIL NADU

 IOBA0000312

LINGADAHALLI Branch

CHIKMAGALUR, KARNATAKA

 IOBA0000338

KUDLUR Branch

CHIKMAGALUR, KARNATAKA

 IOBA0002500

SRINGERI Branch

CHIKMAGALUR, KARNATAKA

 IOBA0003097

VASTHARE Branch

CHIKMAGALUR, KARNATAKA

 IOBA0003325

K R PETE BIGGANAHALLI Branch

CHIKMAGALUR, KARNATAKA

 IOBA0003476

CHINTAMANI Branch

CHIKMAGALUR, KARNATAKA

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