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Verified Branch

Indian Overseas Bank

PANDALAM Branch, PATHANAMTHITTA

IFSC Code
IOBA0000716
Required for NEFT, RTGS, IMPS money transfers
MICR Code
689020476
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000716 Branch Code (6-11)

Complete Branch Details

Full Address 1 FLOOR, M V K COMPLEX, PANDALAM JUNCTION, PANDALAM PIN 689501
State KERALA
District / City PANDALAM
Centre / Region PANDALAM
Contact / Helpline 4252208
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000716.
  4. Confirm bank name displays as Indian Overseas Bank and branch as PANDALAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000716)

What is the IFSC code of Indian Overseas Bank PANDALAM branch? ↓

The verified 11-digit IFSC code is IOBA0000716. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank PANDALAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 689020476. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 1 FLOOR, M V K COMPLEX, PANDALAM JUNCTION, PANDALAM PIN 689501, located in PANDALAM district, KERALA.

Other Indian Overseas Bank Branches in PANDALAM

IOBA0001416

HARIPAD Branch

ALAPUZHA, KERALA

 IOBA0000630

NJETTOOR KULANADA Branch

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 IOBA0000096

TIRUVALLA Branch

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 IOBA0000171

MARAMON Branch

PATHANAMTHITTA, KERALA

 IOBA0000365

PATHANAMTHITTA Branch

PATHANAMTHITTA, KERALA

 IOBA0000374

AYIROOR CHERUKOLPUZHA Branch

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 IOBA0000406

RANNI PAZHAVANGADI Branch

PATHANAMTHITTA, KERALA

 IOBA0000518

KUTTOOR Branch

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