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Verified Branch

Indian Overseas Bank

ENANGUDI Branch, NAGAPATTINAM

IFSC Code
IOBA0000610
Required for NEFT, RTGS, IMPS money transfers
MICR Code
611020006
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000610 Branch Code (6-11)

Complete Branch Details

Full Address R S 140, MIDDLE STREET, KARAIPAKKAM, ENANGUDI PIN 609701
State TAMIL NADU
District / City ENANGUDI
Centre / Region ENANGUDI
Contact / Helpline 236541
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000610.
  4. Confirm bank name displays as Indian Overseas Bank and branch as ENANGUDI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000610)

What is the IFSC code of Indian Overseas Bank ENANGUDI branch? ↓

The verified 11-digit IFSC code is IOBA0000610. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank ENANGUDI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 611020006. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is R S 140, MIDDLE STREET, KARAIPAKKAM, ENANGUDI PIN 609701, located in ENANGUDI district, TAMIL NADU.

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PAKKAM KOTTUR Branch

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KUTTALAM Branch

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 IOBA0000057

MAYILADUTHURAI Branch

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 IOBA0000062

NAGAPATTINAM Branch

NAGAPATTINAM, TAMIL NADU

 IOBA0000083

SIRKALI Branch

NAGAPATTINAM, TAMIL NADU

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VAITHEESWARAN KOIL Branch

NAGAPATTINAM, TAMIL NADU

 IOBA0000224

THIRUMULLAIVASAL Branch

NAGAPATTINAM, TAMIL NADU

 IOBA0000229

MANALMEDU Branch

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